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Friday, December 23, 2016

Using Ride Services to Your Holiday Party Can Save You Thousands


Using Ride Services to Your Holiday Party Can Save You Thousands


With the widespread availability of ride services, such as Lyft and Uber, there is no reason to drive to your holiday party, especially if you drink. Nowadays, with lower limits on blood alcohol levels than in the past, driving while being above the threshold doesn't take much. The cost of driving under the influence can be well over $10,000, and it can also cost you your career. Worse yet, if you seriously injure or kill someone, you can spend time in jail. It's just not worth it-the cost of a ride or taxi service is a drop in the bucket compared to what an alcohol-related conviction can cost you.

Ride sharing services are easy to use if you have a smartphone. All you need to do is download the apps for Lyft or Uber or an app that dispatches to taxi companies. You need to program your credit card information, which makes the system efficient, as no money changes hands and your credit card is billed. You then program in your home or location address and your destination address, and with a push of a button, the first nearby driver to respond will pick you up. The apps typically will tell you about how many minutes it will take for the driver to arrive, and you should get a text message when your driver is approaching. Most systems are transparent; they provide you with your route map and total cost. It also will be difficult for a driver to manipulate the system to charge more. You are also prompted to rate your driver; drivers with low ratings will, in most cases, lose their contract.

There are additional benefits: there is no need to park your car, pay for parking, or park at a distance; these services take you to the front door. In some cases, you can choose to upgrade to a black car or an SUV, such as with Uber; these services typically cost more, but if you want to go in style or have a number of people in your party and need a bigger vehicle, this may be an option. In some locations, these apps offer a car pool system where you share the ride with another party. These are typically limited to two people per party and two parties per car; they use the service to match parties who are picked up nearby and are going to nearby destinations. Those who choose this car pool option pay a fraction of what the actual ride cost due to sharing the vehicle.

With the availability of these services, it is unwise to even think of drinking and driving. At some point, drinking and driving will catch up with you. You already purchased your smartphone; you can now use it to your advantage to safely enjoy yourself, stay out of serious trouble, and easily get around. 


Monday, December 12, 2016

12 Fire Prevention & Safety Tips for the Holiday Season

The two most common days for home fires in the United States are Christmas and Christmas Eve. Fire officials encourage everyone to make safety a top priority during the entire holiday season.
One of the primary causes of holiday house fires is cooking. Heating comes in second place. The increased use of candles on Christmas and New Year's Eve, increase the risk of fire even further.
Some additional helpful tips to stay safe this holiday season:
  1. Turn all lights off. When using any decorative lights in or around the house or tree, be sure they are turned off when no one is in the room. If you are using older strings of lights, consider switching to newer LED lights. LED lights are not only more energy efficient they also don't get as hot as older lights can.
  2. Install sufficient smoke alarms and make sure they are working. Every level of the home should have a working smoke detector. Ideally there should be one in each common room and bedroom. At a minimum, be sure they are placed strategically so occupants can hear them regardless of where they may be in the house. Alarms older than 10 years should be replaced.
  3. Water fresh trees every day. A fresh tree should be watered daily to ensure it does not dry out and become a fire hazard. Both artificial and fresh trees should be kept away from candles, heaters and fireplaces.
  4. Use carbon monoxide detectors. Carbon monoxide is invisible and odorless, so it is considered a silent killer. Carbon monoxide detectors seven years of age should be replaced.
  5. Make a fire escape plan. The fire escape plan should include two separate exit options. Designate an area outside of the home, a safe distance away, where occupants should meet. In case of fire, remember to stay outside and call 911 immediately from a neighbor's phone or a cell phone. Do not go back into the house for any reason.
  6. Do not leave candles unattended. Before leaving a room or going to sleep, make sure all candles have been blown out. Maintain a one-foot clear area around lit candles, and make sure they are placed on flat and steady surfaces.
  7. Use extension cords with care. Do not overload extension cords or power strips. Avoid putting cords under rugs to lower the risk of fire.
  8. Use space heaters cautiously. Never leave a space heater running when the room is not occupied. Heaters should be at least three feet from any item or wall. Do not use old space heaters that are not UL approved.
  9. Do not leave burners unattended. Watch all cooking food closely. When baking, set a timer and keep it within reach. If pan does catch on fire, put a lid on it to smother the fire. Turn the heat off immediately.
  10. Be responsible when drinking. Alcohol plays a part in many fatal fires, so watch out for guests or hosts around open flames when drinking is a part of the celebration. Alcohol and fire don't mix.
  11. Smoke outdoors. Make sure all guests know to smoke outdoors, and provide ash trays so they do not toss cigarette butts in areas where they could cause fires.
  12. Keep lighters and matches safe. If there will be children present, make sure lighters and matches are kept out of their reach.